The Evolution and Impact of Peer-to-Peer Lending in the United States.

In the wake of the global financial crisis just over a decade ago, a revolutionary financial service emerged, dramatically altering the lending landscape in the United States: peer-to-peer (P2P) lending. This innovative practice directly links borrowers to individual lenders, circumventing traditional financial institutions. The progression of P2P lending platforms, driven by technological advancements and shifting … Read more